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The demand for Accessory dwelling units- ADUs and the capital required to fund their construction is on the rise. If you are looking for an affordable ADU Financing here are some of the ways may be right for your financial situation and long-term plans. 1.       Home equity loan: Also, called as a second mortgage, a home equity loan allows you to borrow against the equity of your current home. The loan amount is given in one lump sum and the borrower can pay back this loan over the time set by the lender. This is one of the frequently home loans option in San Diego utilized for home improvements.   2.       Home equity line of credit: This type of loan utilizes provides the loan on the basis of your home’s value. It also allows you to draw the required amount from the authorized loan.  Interest is calculated from the day you withdraw the funds from your home equity line of credit.   3.       Cash out refinance: It provides access to cash by refinancing your current mortgage. The len